We collect Personal Information to:

a)       service Your relationshipwith us; &                                         

b)       support the services we provide You.  

 

We may obtain Personal Information from:

a)       You;

b)       Your businesswith us.

 

Based on the service You apply for or get from us, Personal Information such as:

a)       Your name;

b)       Your address;

c)       Your income;

d)       Your payment; or

e)       Your credit history;

may be gathered from sources such as applications, transactions, & consumer reports.

 

To serve You & service our business, we may share certain Personal Information &only as allowed by law, with affiliates such as:

a)       Investment companies;

b)       insurance companies;

c)       our employees; &

d)       our administrators.

 

As allowed by law, we may share Personal Information with our affiliates to:

a)       market our services to You without providing You with an option to prevent these disclosers.

 

We only disclose Personal Health Information with:

a)       your proper written authorization; or

b)       as otherwise allowed or required by law.

 

Our employees have access to Personal Information in the course of their daily job-related duties, such as:

a)       daily operations

b)       planning new services

c)       advising You of our services.

 

We use manual and electronic security procedures to maintain:

a)       the confidentiality; and

b)       the integrity of;

 

Personal Information that we have. We use these procedures to guard against unauthorized access.

 

Some techniques we use to protect Personal Information include:

a)       secured files;

b)       user authentication;

c)       encryption;

d)       firewall technology; and

e)       the use of detection software

 

We are responsible for and must:

a)       identify private information;

b)       provide adequate protection to safeguard that data;

c)        grant access to Personal Information only to those people who must use it in conjunction of their daily job-related duties.

 

We do not provide Your Personal Information to mailing list vendors or solicitors for any purpose.

 

Employees found violating our Privacy Policy will be subject to discipline. This may include the termination of their employment with us.

 

At the start of our business relationship, we will give You a copy of our current Privacy Policy and will update and distribute it as required by law.